I will keep this one brief. As promised, PNC Financial came through exactly as they promised and provided a conclusion to our debit card fraud on exactly the week and day (almost like it was a calendar event!). The answer from PNC was we received a credit of a little over $90.00 and was told via form letter that on April 17th they would be debiting from our account close to $1500.00 in funds they initially credited back to us "pending investigation". I don't know how much "investigation" actually took place. Doesn't matter. THE LESSON that I heard from numerous clients was, "DON'T USE DEBIT CARDS". I have learned it with an expensive tuition of about $1500.00. Since my first post on this, we have migrated all of our activity onto CREDIT CARDS--because this type of thing is typically resolved more favorably. I think banks should have to issue debit cards with a warning and send out the warning yearly (like those privacy notifications). It may look the same as a credit card. It may have that nifty "Visa" logo or whatever on it. But a debit card is not the same as a credit card. Lesson Learned. Thanks for reading.